Disclaimer | Pearson Financial Services
Pearson Financial Services

Legal Disclaimer

This Disclaimer explains the limits of what our information, services, and communications cover so you clearly understand what Pearson Financial Services does and does not provide.

Last updated: January 1, 2025

Important: By accessing our website, funnels, online forms, social media content, client portals, or by engaging Pearson Financial Services for any services, you acknowledge that you have read and understand this Disclaimer.

1. Informational and Educational Purposes Only

All content provided by Pearson Financial Services, whether on our website, in our funnels, through emails or SMS, on social media, or inside client portals, is intended for general informational and educational purposes. This content is not tailored to your unique financial or tax situation unless we have a formal signed engagement agreement with you and are providing services directly.

2. No Legal, Investment, or Insurance Advice

Pearson Financial Services is not a law firm, investment advisory firm, or insurance agency. Nothing we share should be interpreted as:

  • Legal advice or legal opinion;
  • Investment, securities, or wealth management advice;
  • Insurance or risk management advice.

You should consult with a licensed attorney, financial advisor, or insurance professional for advice specific to your legal, investment, or insurance needs.

3. No Professional Relationship Formed by Viewing Content

Viewing or interacting with our website, funnels, emails, social media content, or educational materials does not create a professional client relationship with Pearson Financial Services. A client relationship is only formed when you have signed an engagement letter or agreement and we have accepted you as a client.

4. Tax and Financial Outcomes Are Not Guaranteed

Tax results and financial outcomes depend on many factors such as your personal situation, the information you provide, current laws and regulations, and actions taken by the IRS or state agencies. We do not and cannot guarantee:

  • Any specific refund amount or tax liability;
  • That a return will not be selected for review, offset, or audit;
  • Approval for any credit, deduction, or financial program; or
  • Future credit score improvements or funding approvals.

Any examples, scenarios, or illustrations we provide are for demonstration only. Actual results will vary.

5. Client Responsibility for Information Provided

If you engage us for tax preparation or financial services, you are responsible for providing complete and accurate information and documentation. We rely on the information you supply. We are not responsible for consequences that result from omitted, incorrect, or incomplete information you provide.

6. Use of Tools, Calculators, and Online Resources

From time to time we may provide tools such as checklists, worksheets, calculators, or estimators. These tools use general inputs and assumptions and may not reflect current laws or your full situation. They are not a guarantee of any outcome and should not be the sole basis for making financial or tax decisions.

7. Third Party Platforms and Links

We may use or link to third party platforms including client portals, payment processors, scheduling tools, document storage providers, or educational resources. These third parties operate independently of Pearson Financial Services. We do not control and are not responsible for:

  • The content, security, or privacy practices of third party websites or apps;
  • Any errors or outages caused by third party systems;
  • Decisions or actions taken by third party companies.

You are encouraged to review the terms and privacy policies of any third party services you use.

8. Testimonials, Reviews, and Case Examples

Testimonials, reviews, and case examples represent the experiences of specific clients or users. These experiences are personal to those individuals and do not guarantee that you will have the same or similar results. Your outcomes will depend on your individual situation and many external factors.

9. Marketing, Offers, and Promotions

From time to time we may promote special offers, incentives, educational programs, or bundled services. All such promotions are subject to specific terms and conditions. Availability may be limited by time, eligibility, capacity, or other criteria that we set in our sole discretion.

10. Not a Substitute for Personalized Advice

Our general educational content is not a substitute for personalized advice from a professional who has reviewed your full situation. Before making significant decisions related to taxes, business structure, credit, or finances, you should consult a qualified professional advisor who can evaluate your specific needs and goals.

11. Limitation of Liability

To the maximum extent allowed by law, Pearson Financial Services and its owners, employees, and agents are not liable for any losses, damages, or consequences that arise from your use of or reliance on:

  • Our website, funnels, or online content;
  • Any free resources, checklists, or tools you access;
  • Any delay or unavailability of our digital platforms; or
  • Decisions you make based on general information rather than personalized professional advice.

12. Changes to This Disclaimer

We may update this Disclaimer occasionally to reflect changes in our services, platforms, or legal requirements. When we update it, we will revise the Last Updated date at the top of this page. Your continued use of our website or services after changes take effect means you accept the updated Disclaimer.

13. Contact Us

If you have questions about this Disclaimer or how it applies to you, you may contact us at:

Pearson Financial Services
Email: [email protected]